Why Buy With Us

Work with San Antonio & Area Real Estate Experts


As your Broker, we will do the following:

  • We are experts in the San Antonio home buying market.
  • We will assist you throughout the entire home buying process.
  • We will engage in a thorough review of all local area homes for sale and schedule time for you to view these properties.
  • We will help negotiate on your behalf to get the best possible price for your new home.
  • We will provide you with a comprehensive review of the local real estate market.
  • We will help you understand the quality of our local schools.
  • We will analyze your financial situation to help you determine how much you can afford.
  • We can set up appointments for you to see homes that interest you.
  • We will help you complete all the necessary paperwork when it comes time to make an offer.
  • We will help you arrange financing.
  • We will be there at closing to answer your questions and make sure everything runs smoothly.

Mortgage Programs

This section features mortgage program information for home buyers interested in Boerne area real estate.

In order to help you with your next home purchase, we have put together a simple review of some of the major mortgage programs.

Variable or Adjustable-Rate Real Estate Mortgage - With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. Many ARMs have a short fixed period and then become truly adjustable. The rate of the loan is based on adding points to a fixed base.

Fixed-Rate Real Estate Mortgage - With this type of loan, the interest rate remains consistent throughout the term of the loan.

Balloon Real Estate Loan - A balloon loan is a real estate loan where there is a lump sum due at the end of the loan. This normally encourages an individual to refinance prior to the end of the term of the loan.

Jumbo Real Estate Loans - A jumbo loan is any residential or commercial loan exceeding the guidelines of Fannie Mae and Freddie Mac.

FHA Real Estate Loans - An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA Real Estate Loans - A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.

In order to assist you with any of your home financing needs, we have provided you with this simple form. Thanks again for visiting and please note that your information will be kept strictly confidential.


How Much Real Estate can you afford?

Getting an idea as to the price of the home you can afford is an important first step in the San Antonio home buying process. By understanding the price range you can afford, you can look for Boerne real estate in the appropriate areas and really find the ideal home for you. By working with us, together we can determine what the right property for you would be.

Loan prequalification vs. pre-approval

Getting pre-qualified for a loan can help you determine what you can afford. Please fill out the following information and we can help you determine at what price we should start looking. Things such as your credit history, your income, your outstanding debt, monthly expenses, employment history, the type of mortgage you want, and the amount of savings you have can all impact on how much real estate you can afford. Request a custom search or contact us to find your dream home, and tell us a little bit more about you so we can assist you with the appropriate form of home financing.